Fees for transfers in other currencies

With a Paysera account, you can carry out standard (non-urgent) and urgent transfers, depending on the selected currency.
Please note that time on the Paysera website is indicated according to the UTC+3 time zone.

Prices and conditions of transfers by currency



Two different commission fees can be applied for transfers in the same currency: local and standard.
Local – fees applied in a specific country, for residents of the country (or users who have an account in at least one bank in the country).
Standard – fees for all other Paysera users who are not charged the Local fee.



Two different fee payment methods can be applied for transfers: SHA or OUR.
SHA – the payer (you) pays all the fees applied to such transfers, whereas the fees applied by other banks are paid by the recipient (in some cases the recipient may simply receive a smaller amount).
OUR – the payer (you) pays all the fees applied to the transfer, including fees charged by other banks. If the amount paid does not cover all the fees applied by the correspondent bank and the bank of the recipient, the missing amount has to be paid additionally. Additional fees of other banks may also be deducted from the transferred amount (usually in case of transfers in USD).

In all supported currencies among Paysera users

Recipient country Recipient bank Standard fee International companies1 Payment service providers Reaches the recipient bank
SEPA countries, Albania, and Kosovo Paysera Free + 1.00 EUR to the general price + 0.15 EUR to the general price Immediately
Other countries Paysera 0.00 EUR for the first 50 transfers a month, and 0.10 EUR for each following transfer + 1.00 EUR to the general price + 0.15 EUR to the general price Immediately

Additional fees for money transfers in all supported currencies

Service International companies1 Payment service providers
International transfer (SWIFT) + 30.00 EUR to the general price + 5.00 EUR to the general price

US dollar (USD)

Recipient country Sender country Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Poland All countries4, 7 All banks 10.00 EUR I–V 8 AM – 5 PM from 1 h up to 1 BD
USA* All countries5, 6 All banks
Transfer limit: 100,000.00
10.00 EUR3 I–V 8 AM – 7:15 PM from 1 to 3 BD
EEA + GB ** All countries4, 7 All banks
Transfer limit: 100,000.00
10.00 EUR3 I–V 8 AM – 5 PM from 1 to 3 BD

** Albania, Andora, Austria, Azerbaijan, Bahrain, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, UK

* Prior to performing a transfer, please check whether the recipient bank can accept ACH Network payments. Otherwise, the transfer will be returned back to you.

Note! Payments in this currency are international transfers (SHA type) and additional charges may apply to both the sender and the recipient.

US dollar (USD) (urgent transfer)

Recipient country Sender country Recipient bank Standard fee Local fee Accepted for execution Reaches the recipient bank
EU countries All countries4, 7 All banks
Transfer limit: 100,000.00
15.00 EUR 15.00 EUR I–V, 8 AM – 5 PM up to 1 BD

British Pound Sterling (GBP)

Recipient country Sender country Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Great Britain All countries4, 7 All banks
Transfer limit: 100,000.00
up to 9,999.99 GBP – 1.50 EUR
from 10,000.00 GBP – 10.00 EUR
I–V, 8 AM – 5 PM from 1 up to 3 BD
All countries5, 6
Georgia All banks 10.00 EUR I–V, 8 AM – 7:45 PM from 1 to 3 BD
EU countries All countries4, 7 All banks
Transfer limit: 100,000.00
15.00 EUR I–V, 8 AM – 5 PM from 1 up to 3 BD
Poland All countries4, 7 All banks 15.00 EUR I–V, 8 AM – 5 PM from 1 h up to 1 BD

Polish złoty (PLN)

Recipient country Sender country Recipient bank Standard fee Local fee Accepted for execution Reaches the recipient bank
Poland All countries4, 7 All banks 2.70 PLN 2.70 PLN I–V, 8 AM – 5 PM Alior, BGZ BNP Paribas, Santander Bank Polska, ING Bank, Inteligo, Millennium, PKO BP, Raiffeisen Polbank, T-mobile Slugi Bankowe – up to 30 minutes2
Other banks – up to 1 BD2

Norwegian krone (NOK)

Recipient country Sender country Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Norway All countries5, 6 All banks 1.50 EUR I–V, 8 AM – 2:55 PM up to 1 BD

Swedish krona (SEK)

Recipient country Sender country Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Sweden All countries5, 6 All banks 1.50 EUR I–V, 8 AM – 3:30 PM from 2 to 3 BD

Danish krone (DKK)

Recipient country Sender country Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Denmark All countries5, 6 All banks 1.50 EUR I–V, 8 AM – 3:30 PM from 2 to 3 BD

Bulgarian lev (BGN)

Recipient country Recipient bank Standard fee Local fee Accepted for execution Reaches the recipient bank
Bulgaria Allianz Bank 2.00 BGN 1.00 BGN I–V, 8 AM – 8 PM up to 30 minutes2
Bulgaria Postbank 2.00 BGN 1.00 BGN I–V, 8 AM – 8 PM up to 30 minutes2
Bulgaria Other banks 2.00 BGN 1.00 BGN I–V, 8 AM – 7 PM* up to 1 BD

* All outgoing transfers in BGN are executed via Postbank till 7 PM.

Romanian leu (RON)

Recipient country Bank Standard fee Local fee Accepted for execution Reaches the recipient bank
Romania Techventures Bank up to 49,999.00 RON – 6.00 RON
more than 49,999.00 RON – 16.00 RON
1.00 RON I–V, 8 AM – 8 PM up to 1 BD
Romania Other banks up to 49,999.00 RON – 6.00 RON
more than 49,999.00 RON – 16.00 RON
up to 49,999.00 RON – 6.00 RON
more than 49,999.00 RON – 16.00 RON
I–V, 8 AM – 3 PM up to 1 BD

Romanian leu (RON) – for clients who have a Romanian IBAN account number

Recipient country Bank Standard fee Local fee Accepted for execution Reaches the recipient bank
Romania Libra Internet Bank 1.00 RON 1.00 RON I–V, 8 AM – 8 PM up to 1 BD
Romania Other banks up to 49,999.00 RON – 3.00 RON up to 49,999.00 RON – 3.00 RON I–VI, 8 AM – 3 PM up to 1 BD

Important! Bank transfers in RON currency can be performed only by clients with IBAN accounts for RON currency. RO IBAN accounts are allocated for Romanian citizens automatically, whereas private clients from any country and business clients from Romania, Bulgaria, and Hungary can apply for RO IBAN accounts by contacting the Paysera Client Support. Transfers between Paysera accounts can be performed by all clients in any supported currency.

Czech koruna (CZK)

Recipient country Sender country Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Czech Republic All countries5, 6 All banks 1.50 EUR I–V, 8 AM – 10:30 AM to 1 BD

Georgian lari (GEL)

Recipient country Recipient bank Standard fee Local fee Accepted for execution Reaches the recipient bank
Georgia LibertyBank up to 29,999 GEL – 1.00 GEL
from 30,000 GEL – 2.00 GEL
Free I–V, 8 AM – 5 PM up to 1 BD
Georgia Other banks up to 29,999 GEL – 1.00 GEL
from 30,000 GEL – 2.00 GEL
Free I–V, 8 AM – 5 PM up to 1 BD

Australian dollar (AUD)

Recipient country Sender country Recipient bank Standard fee Local fee Accepted for execution Reaches the recipient bank
Australia All countries5, 6 All banks 15.00 EUR3 15.00 EUR3 I–V, 8 AM – 3:30 PM from 2 to 3 BD

Temporarily unavailable

Japanese yen (JPY)

Recipient country Sender country Recipient bank Standard fee Local fee Accepted for execution Reaches the recipient bank
Japan All countries5, 6 All banks up to 9,999.99 EUR – 7.00 EUR
from 10,000 EUR – 10.00 EUR 3
7.00 EUR3 I–V, 8 AM – 3:30 PM from 2 to 3 BD

The maximum limit for outgoing transfers is 1,000,000 JPY.

Canadian dollar (CAD) 

Recipient country Sender country Recipient bank Standard fee Local fee Accepted for execution Reaches the recipient bank
Canada All countries5, 6 All banks
Transfer limit: 25,000.00 CAD
up to 9,999.99 EUR – 7.00 EUR
from 10,000.00 EUR – 10.00 EUR 3
7.00 EUR3 I–V, 8 AM – 5 PM from 2 to 3 BD

Swiss franc (CHF)

Recipient country Sender country Recipient bank Standard fee Local fee Accepted for execution Reaches the recipient bank
Poland All countries4, 7 All banks 15.00 EUR 15.00 EUR I–V, 8 AM – 5 PM from 1 h up to 1 BD
Switzerland,
EU countries
All countries4, 7 All banks
Transfer limit: 100,000.00
15.00 EUR3 15.00 EUR3 I–V, 8 AM – 5 PM from 1 to 3 BD

Hong Kong dollar (HKD) 

Recipient country Sender country Recipient bank Standard fee Local fee Accepted for execution Reaches the recipient bank
Hong Kong All countries5, 6 All banks 15.00 EUR3 15.00 EUR3 I–V, 8 AM – 3:30 PM from 2 to 3 BD

Indian rupee (INR) 

Recipient country Sender country Recipient bank Standard fee Local fee Accepted for execution Reaches the recipient bank
India All countries5, 6 All banks 15.00 EUR3 15.00 EUR3 I–V, 8 AM – 3:30 PM from 2 to 3 BD

Mexican peso (MXN)

Recipient country Sender country Recipient bank Standard fee Local fee Accepted for execution Reaches the recipient bank
Mexico All countries5, 6 All banks 15.00 EUR 15.00 EUR I–V, 8 AM – 3:30 PM from 2 to 3 BD

Singapore dollar (SGD)

Recipient country Sender country Recipient bank Standard fee Local fee Accepted for execution Reaches the recipient bank
Singapore All countries5, 6 All banks up to 9,999.99 EUR – 7.00 EUR
from 10,000.00 EUR – 10.00 EUR 3
7.00 EUR3 I–V, 8 AM – 3:30 PM from 2 to 3 BD

Albanian lek (ALL)

Recipient country Recipient bank Fee Accepted for execution Reaches the recipient bank
Albania Intesa SanPaolo bank Albania Free I–VII 8 AM – 8 PM GMT +2 up to 30 minutes (I–VII 8 AM – 8 PM GMT +2)
Albania Tirana Bank (Bank internal transfers only) Free I–VII 8:15 AM – 3 PM GMT +2 up to 30 minutes
Albania Credins Bank (Bank internal transfers only) Outgoing transfer: up to 20,000.00 ALL0 ALL.
Outgoing transfer: over 20,000 ALL and up to 1,499,999.00 ALL250.00 ALL.
Outgoing transfer: 1,500,000.00 ALL and over - 750.00 ALL.
I–VII 8:30 AM – 4 PM GMT +2 up to 30 minutes
Albania Other Albanian banks Outgoing transfer: up to 20,000.00 ALL0 ALL.
Outgoing transfer: over 20,000.00 ALL and up to 1,499,999.00 ALL250.00 ALL.
Outgoing transfer: 1,500,000.00 ALL and over – 750.00 ALL.
I–VII 8 AM – 8 PM GMT +2 up to 3 BD
* Currently, the max limit for an Outgoing transfer is 50,000.00 EUR.

Albania (USD)

Recipient country Recipient bank Fee Accepted for execution Reaches the recipient bank
Albania Tirana Bank (Bank internal transfers only) Free I–VII 8:15 AM – 3 PM GMT +2 up to 30 minutes

1  An International company is a company, which:

  • carries out an actual economic activity in an international environment or on the territory of several countries, although it does not conduct such activity in the country of registration, or the activity is limited under the incorporation documents, or by the jurisdiction of that country and (or)
  • the client is subject to significant tax relief, and (or)
  • legal acts do not require such entities to prepare and submit financial statements, including annual financial reports, to supervisory institutions.

2 In case of an unusually large number of transfers, your transfer can last longer, but not longer than till 12 am of the following business day.

3 The commission fee is deducted in the currency of the transfer, according to the exchange rate of that day.

4 All countries except these: Afghanistan, Bahamas, Barbados, Botswana, Cambodia, Congo, Cuba, Ghana, Guinea-Bissau, Haiti, Iraq, Jamaica, Lebanon, Libya, Mauritius, Mongolia, Myanmar, Nicaragua, North Korea, Pakistan, Panama, Somali, South Sudan, Sudan, Syria, Trinidad and Tobago, Uganda, Vanuatu, Venezuela, Yemen, Zimbabwe.

5 Except for payment service providers and senders in these countries: Afghanistan, Algeria, American Samoa, Belarus, Belize, Bosnia and Herzegovina, Botswana, Cambodia, Chad, Comoros, Congo, Cuba, Dominican Republic, DR Congo, Ecuador, Egypt, Ethiopia, Equatorial Guinea, Ghana, Guam, Guatemala, Guernsey, Guinea, Guyana, Haiti, Iran, Iraq, Ivory Coast, Kenya, Laos, Lebanon, Liberia, Libya, Moldavia, Myanmar, Niger, Nigeria, North Korea, Palestine, Panama, Russia, Rwanda, Samoa, Saudi Arabia, Serbia, Somali, South Korea, South Sudan, Sudan, Syria, Trinidad and Tobago, Tunisia, Turkey, Uganda, Ukraine, Vanuatu, Venezuela, Virgin Islands (US), Western Sahara, Yemen, Zimbabwe.

6 Except for companies who carry out the following activities: multi-level marketing, organisation and execution of lotteries and gambling, trade of arms and ammunition, pharmaceutical activity, trade of luxury goods, trade of antiques, works of art, numismatic articles, precious stones and/or black, coloured, and noble (rare) metals and articles made of these metals, charity and support, wholesale trade of alcohol beverages and products, tobacco products, selling electronic cigarettes, bankruptcy lawyers, psychology services, financial or payment institution, nuclear energy, adult entertainment, 24/7 remote tech support companies.

7 Except for companies who carry out the following activities: wholesale trade of alcoholic beverages and products, trade of arms and ammunition, selling electronic cigarettes, adult entertainment, organisation and execution of lotteries and gambling, crypto/virtual currencies.


When performing a transfer from the e-system, the issuer of e-money (Paysera) redeems e-money for their nominal value, i.e. exchanges electronic money in the system for standard money in a ratio of 1:1. Thus, fees for transfers given in the table are in fact fees for the redemption of e-money.

Note:

  • Transfers to a foreign bank may take longer if the transfer is made outside of working hours of the correspondent bank. In such a case, the transfer will be made on the nearest working day of the correspondent bank.
  • The bank of the recipient may apply a fee for the crediting of funds when the transfer is made from the EU. We recommend learning which bank fees may be applied.
  • The bank of the recipient may refuse to accept a transfer from a third party due to inner regulations/rules. Paysera does not compensate any commission fees deducted from the refunded amount by the bank of the recipient.
  • Additional fees are applied for specification of a transfer.

Additional fees for transfers can be applied.